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First Home Buyers | Fixed Rate Loans | General Home Loan News | Next Home Buyers | Property Market | Refinancing

Perth Property Market & Home Loan Update – June 2025

ByBase Home Loans June 5, 2025June 5, 2025

As we head into the second half of 2025, the Perth property market and home loan landscape continues…

Read More Perth Property Market & Home Loan Update – June 2025Continue

Modern Asian man in jacket and glasses looking at laptop and screaming with mouth wide opened on white background when he finds out about settlement delays from his mortgage broker perth
General Home Loan News | First Home Buyers | Next Home Buyers | Refinancing

Common issues that cause settlement delays (and how to avoid them)

ByBase Home Loans March 19, 2025March 19, 2025

For many Australian property purchasers, there is a general assumption that the nervous excitement that comes from searching…

Read More Common issues that cause settlement delays (and how to avoid them)Continue

Businesswoman reviews documents while talking to her mortgage broker perth about lenders mortgage insurance in modern office.
General Home Loan News | First Home Buyers | Next Home Buyers

What is Lenders Mortgage Insurance?

ByBase Home Loans March 5, 2025March 5, 2025

With news that NAB have just expanded their LMI waiver to include more professionals, we thought it was…

Read More What is Lenders Mortgage Insurance?Continue

Florist arranging vibrant floral bouquets in a creative art studio setting as she wonders how she can set up an offset account with her mortgage broker perth
General Home Loan News | Investment Loans | Next Home Buyers | Refinancing

The evolution of the offset account: a smart way to save on your home loan

ByBase Home Loans February 25, 2025February 25, 2025

If you’re a homeowner or considering buying a property in Australia, you’ve likely come across the term “offset…

Read More The evolution of the offset account: a smart way to save on your home loanContinue

A Man and Woman Having Conversation about their home loan while Sitting Near the Wooden Table calling their Perth mortgage broker
General Home Loan News | First Home Buyers | Next Home Buyers | RBA Announcements | Refinancing

RBA rate cut: what it means for your home Loan and the road ahead

ByBase Home Loans February 19, 2025March 10, 2025

The Reserve Bank of Australia (RBA) recently reduced the official cash rate (OCR) by 0.25%, bringing it down…

Read More RBA rate cut: what it means for your home Loan and the road aheadContinue

A couple discusses home loan borrowing capacity with a professional perth mortgage broker in a modern office setting.
General Home Loan News | First Home Buyers | Next Home Buyers

11 Less Obvious Factors That Can Affect Your Home Loan Borrowing Capacity

ByBase Home Loans November 18, 2024November 20, 2024

When applying for a home loan, most people are aware of the standard factors that impact borrowing capacity,…

Read More 11 Less Obvious Factors That Can Affect Your Home Loan Borrowing CapacityContinue

Real estate agent Perth showing a modern kitchen interior to a client who is ready to become a property investor.
General Home Loan News | Next Home Buyers | Refinancing

Ready to become a property investor? Here’s What You Need to Know About Investment Home Loans

ByBase Home Loans October 30, 2024February 12, 2025

You’ve been living in your home for a while and you’re starting to think about the exciting step…

Read More Ready to become a property investor? Here’s What You Need to Know About Investment Home LoansContinue

Woman Having Breakfast With her Baby while looking at how to refinance a home loan
General Home Loan News | Next Home Buyers | Refinancing

A ‘how to’ guide for borrowers looking to Refinance a home loan

ByBase Home Loans October 18, 2024November 6, 2024

Refinancing your home loan can be a smart financial move, but navigating the process can feel overwhelming, or…

Read More A ‘how to’ guide for borrowers looking to Refinance a home loanContinue

Woman In Brown Long Sleeve Shirt Using Macbook Pro to google best mortgage broker perth
General Home Loan News | First Home Buyers | Next Home Buyers

11 Home Loan Myths every borrower should know 

ByBase Home Loans October 15, 2024November 6, 2024

When it comes to navigating the world of home loans, misinformation can lead to costly mistakes. Many potential…

Read More 11 Home Loan Myths every borrower should know Continue

Woman Sitting in Front of Macbook after applying for a home loan
General Home Loan News | First Home Buyers | Next Home Buyers

3 crucial things to know before applying for a home loan

ByBase Home Loans October 10, 2024November 6, 2024

Before applying for a home loan in Australia, it’s important to be well-informed. While there are some things…

Read More 3 crucial things to know before applying for a home loanContinue

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