Refinance Your Home Loan & save. We Compare 80+ Lenders For You

See if you can get a better rate, lower repayments, or unlock equity — with a free refinance review from a local Perth broker.

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Lower your interest rate & repayments
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We compare 80+ lenders for you
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Clear guidance & no bank bias

Check If You Can Get a Better Deal

We can tell you almost instantly if you could be getting a better rate. There’s zero obligation and if there’s no benefit to switching, we’ll tell you.

  • Book your free refinance review
  • We compare your current loan to the market
  • We show you savings & handle the switch
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Refinancing FAQ’s

The main reasons people may refinance their home loan are to:
• Lower repayments
• Lower their interest rate
• Change structure (e.g add offset account)
• Change product (change to investment loans)
• Move away from their current bank due to being dissatisfied
• Access funds to invest or for renovations
• Access increased equity
• Fixed period or interest only period expiring
• Increase borrowing capacity
• Consolidate loans and debt

There will usually be some costs associated with refinancing but they are highly variable depending on your circumstances. The costs of these different fees and whether or not they are even charged at all will depend on the lender. Using a mortgage broker will increase your chances of having some (or even all) of the fees waived.  Of course, if you’re refinancing we would sit down with you and go through all the various scenarios and any associated costs vs savings before proceeding. 
However, it is important to understand some of the fees to be aware of and enquire about include Discharge fees, Application fees, Valuation fees, Land registration fees, Lenders Mortgage Insurance (LMI), Ongoing fees, and Break fees.

Not usually — a single application has little impact. Multiple applications in a short time could lower your score which is another reason why it’s best to be guided by an experienced mortgage broker.

Yes — debt consolidation through refinancing can lower your monthly repayments by rolling higher-interest debts into your home loan, but it’s important to consider the long-term interest costs.

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