Sisters doing it for themselves

2019-06-18T12:41:38+00:00

Two sisters wanted to buy a house together after going through some tough personal changes in their life. They approached a lender who provided a pre approval but once they put an offer on a property the lender took around 8 weeks to provided another conditional approval. I was introduced around this time and managed to obtain an unconditional approved in just over a week. In some situations, and often depending on the circumstances of the seller and the market, this kind of delay could have caused the offer to fall through completely.

Having someone (a broker) to drive the process and be on hand to, not only make sure the lender has accurate and adequate information and documents to conduct their assessment, but to make continual follow ups and escalations if necessary, could make the difference between you securing the property, or seeing it slip through your fingers, with nothing to show but an enquiry and application on your credit file.

We also have a handle on which lender is best for each situation, and can often advise if a particular lender might be slow to respond in certain situations, giving cause for a more suitable lender to be sought out.

Inside Information

2019-04-01T11:24:50+00:00

Our clients approached us to assist them secure finance for their next family home. They had been speaking to their bank but had become frustrated at the lack of response and apparent disregard for the timeliness of their situation, as they wanted to submit an offer on the new home asap.

Prior to speaking with Dan, the clients had limited knowledge about the home, other than what the realestate agent had divulged. We were able to do some research into the situation of the sellers, revealing that a quick sale of this property would most likely be preferable to them since they had already purchased and settled on another property elsewhere.

Our clients were able to use this information to make an offer they were comfortable with, armed with the knowledge we had given them, including how long the property had been on the market.

While we don’t advise our clients what price they should offer on a property, we are able to give them access to key pieces of information to ensure that they are able to make a considered and informed decision that was in their best interests.